A rise in inflation and a rise in interest rates are being predicted by experts as a result of the government's stimulus spending. The 30 Year Interest Rate Chart (http://www.mediacenternow.com/htmlemail/IR/30y/162__.pdf) explains our historically low interest rates. For example, take a look at where rates were in the early eighties, which is the last time inflation skyrocketed. This chart is helpful in deciding if now is a good time to purchase a home or to refinance.The U.S. first-time homebuyer's tax credit has been extended to April 30, 2010, and now includes a $6,500 tax credit to homeowners who have owned their home for at least five years. Now is the time to take advantage of this free money while it lasts!