Paulette Blackwood Tate & Associates Charla Gwinn saved a home from foreclosure on the day it was to be sold on the courthouse steps.  Charla is currently working a contract on this property and feels she will get it closed shortly.Charla is a Certified Default Resolution Specialist, CDRS, which means she is certified to process short sales for homes facing foreclosure.A Short Sale can occur when a lender allows a homeowner to sell a home for a price that is less than what is owed on the mortgage when experiencing a financial difficulty that would make monthly mortgage payments a significant burden.  Unfortunately, nearly 70% of homeowners facing foreclosure never list their home for sale, even though a short sale has many benefits over a foreclosureHomeowners who are facing a foreclosure, have been turned down for a loan modification, or who have lost their job and can no longer make their mortgage payments can use a Short Sale as their best solution. A real estate professional who is CDRS certified can turn your possible home foreclosure into a positive outcome.